Louisiana Insurance Discounts for a FORTIFIED Roof

A FORTIFIED roof is one of the few home upgrades that pays you back on your insurance every year. Louisiana ties two separate savings tracks to it.

Regulation 136 FORTIFIED Discounts

Under Louisiana Regulation 136, insurers must discount the hurricane portion of the premium for FORTIFIED homes no later than January 1, 2027, at 29, 43, and 49 percent for FORTIFIED Roof, Silver, and Gold in South zone parishes, 27, 35, and 42 percent in Central, and 16, 20, and 24 percent in North, according to the Louisiana Department of Insurance. Actual discounts vary by carrier, policy, and property. Confirm with your agent.

Regulation 136 Mandatory Benchmark

Separately, Louisiana Regulation 136 sets a mandatory discount on the hurricane portion of the premium for a base FORTIFIED Roof, within a statewide range of 16 to 49 percent, for policies issued or renewed on or after January 1, 2027. Acadiana Roof Restoration is veteran-owned, BBB A+ accredited, IBHS FORTIFIED certified, an Owens Corning preferred contractor, Louisiana licensed (License RL.890511), and Louisiana's first 5-Star Roof Maxx dealer. Owner Jason Lopez is a U.S. Navy veteran. Call Lafayette 337-999-7663 or Baton Rouge 225-385-7663.