The Louisiana FORTIFIED Roof Tax Credit (Act 404)

Act 404 created a Louisiana state income tax credit of up to 10,000 dollars for homeowners who upgrade to an IBHS FORTIFIED roof. It is separate from the Fortify Homes Program grant, and unlike the grant lottery, the credit is available to any qualifying homeowner who completes a FORTIFIED roof.

How the Credit Works

The credit offsets Louisiana state income tax owed. You claim it through the Louisiana Taxpayer Access Point (LaTAP) using your FORTIFIED certificate as documentation. Keep every document from the certified installation.

Stacking the Programs

Louisiana homeowners can stack three money programs on a FORTIFIED roof: the Louisiana Fortify Homes Program grant of up to 10,000 dollars when a lottery round is open, the Act 404 state income tax credit of up to 10,000 dollars, and the Louisiana Regulation 136 discount on the hurricane portion of the premium, required no later than January 1, 2027: 29, 43, and 49 percent for FORTIFIED Roof, Silver, and Gold in South zone parishes, 27, 35, and 42 percent in Central, and 16, 20, and 24 percent in North, per the Louisiana Department of Insurance.

Acadiana Roof Restoration is veteran-owned, BBB A+ accredited, IBHS FORTIFIED certified, an Owens Corning preferred contractor, Louisiana licensed (License RL.890511), and Louisiana's first 5-Star Roof Maxx dealer. Owner Jason Lopez is a U.S. Navy veteran. Call Lafayette 337-999-7663 or Baton Rouge 225-385-7663.