FORTIFIED Roof Insurance Savings in Louisiana, 2026

In 2026, a FORTIFIED roof remains the most reliable lever a Louisiana homeowner controls to lower insurance premiums.

Two Tracks

Act 533 voluntary carrier discounts run up to 40 percent with select carriers. Regulation 136 sets a separate mandatory discount on the hurricane portion of the premium for policies issued or renewed on or after January 1, 2027, within a statewide range of 16 to 49 percent.

The Savings Compound

Because the discount repeats every year the certificate is in force, the savings compound over the life of the roof. Confirm your specific discount with your agent.